As thrilling as it might be to move into a new house, it can also be fraught with difficulties. It is beneficial to plan ahead of time in order to make the whole procedure as stress-free and cost-effective as feasible.
It is advantageous to be well-organized
Whatever your situation, whether you're purchasing a house or renting, being organized in advance not only reduces stress, but it also has the potential to save you some money.
And, boy, do we need it right now! According to the comparison website reallymoving.com, legal expenses have climbed by 15%, estate agency fees have increased by 14%, and the costs of surveys and removals have also gone up in recent years. This is mainly attributable to a dramatic increase in the value of the real estate.
1. Change the destination of your pos
It is possible to update your mailing address at the Post Office.
If you want to set it up before you move in, you may do so six months before and six months after you move in.
2-Get a pen and paper and be ready to listen to a lot of Greensleeves while you go through the process of notifying various organizations that you are relocating.
a financial institution such as a bank or a building society Before you depart, or as close to the moving date as feasible, notify them of your plans. Change your address on your current account and credit card, and notify any other loan providers, including the Student Loans Company, of your new address, including the Student Loans Corporation.
Local government authority – Inquire with your local authority for a final statement of your council tax — you may be eligible for a rebate if you qualify. Make sure your address is up to date on the electoral register so that you may vote. This is also vital for the sake of your credit score.
Opting out of the open (edited) register is required if you do not want your personal information included in the open (edited) register, which is similar to the electoral roll but is sold to commercial organizations.
To avoid delays in getting your driving license for van rental so that you can carry out the move, wait until after moving day to update your address with the DVLA, which is required for both your driving license and your vehicle registration (V5C). If you fail to comply, you may face a punishment of up to £1,000.
Insurance - You will also need to notify your automobile insurance company of your new address. Your premiums may alter depending on where you live, and your payments may increase – or decrease – as a result of this. You may also decide to change your homeowner's insurance policy.
TV license - Notify TV Licensing that your TV license will no longer be valid when you relocate to your new residence. If you start three months in advance, you may save money on your trip.
Broadband and television - Most service providers will enable you to transfer your contract to another location as long as the new location is covered by the provider's network. Keep in mind that they may charge an administrative fee and that they may want up to a few weeks' notice.
Speak with your internet service provider before you relocate, or you may find yourself without internet access at your new location while you wait for your connection to be set up. If your current service provider is not accessible in the region where you are relocating, you will need to set a cancellation date for your existing package and begin looking for a new one as soon as possible.
Provider of your pension — If you have a personal or workplace pension, you should notify your provider. Don't forget to notify all of your pension providers, including any old pensions from firms where you previously worked. The company need your mailing address in order to be able to give you yearly statements and, ultimately, to pay you when you retire. If you are getting a state pension, you should get in touch with the authorities.
Bonds with a high premium – Remember to keep your mailing address up to date, otherwise, you may be unable to collect any possible winnings.
Obtain information from utility companies – Notify your water company, as well as your gas and electricity providers, of the precise day you want to relocate. Document meter readings using images.
Inform your employer as well as the IRS – Your employer must be informed of a change of address in order for them to update your payroll information. If you are self-employed or get tax credits or child benefits, you should also notify HM Revenue & Customs once you have relocated to ensure that they are aware of your new address.
3. Select a removal company to assist you.
In the event that you reside in a ground-floor apartment and aren't bothered by a little physical labor, you may rent a van and move your belongings yourself with the assistance of a few pals.
If you exclude the expense of gasoline, this may cost as low as £150. The pricing will be determined by the following factors:
The van's length and width are important considerations.
What is the distance you are travelling?
The number of trips that you will have to take.
For the majority of individuals, doing it yourselves will be too much work, so look into hiring a removal business as soon as you are able to. A specialised comparison service such as Vanrenta or Stress-Free Car Rental may be used to find the best deal on car rental.
Prepare for the purchase by doing research online, reading customer reviews, and making sure you understand the cost. Shop around before settling on a certain business or service provider. The greater the number of options available to you, the greater your chances of choosing one that meets both your needs and your budget.
4. Organize the supplies for packing.
Consider asking your neighbours if they have any extra boxes they don't need, looking on Freecycle, and asking at your local supermarket before spending money on packing containers and things you don't need.
Start by decluttering your home and throwing away everything you don't need. Schedule the time off work that will be required for the moving date.
5. Obtain homeowner's insurance.
Purchase house insurance on the day of exchange (when the contracts become legally binding) in order to prevent the property from being left uninsured in the days leading up to the closing of the purchase transaction and your move into the home.
If you already have insurance, you need to contact your insurer to have the coverage transferred to your new location. You do not need contents insurance until you have moved your possessions into your new house, but you do require buildings insurance in the event that your new home is destroyed by fire due to a freak accident.
If you are renting a home or are the leaseholder of a property, the landlord or freeholder is typically responsible for the cost of the building insurance. Make sure you double-check this before you move into your new home.
Whether you have a contents insurance policy, it is possible that it already includes coverage for your possessions while they are in transit. Check with your insurance provider to see if this is the case. Many house insurance plans will cover accidental damage or loss if you hire a professional removals firm to transport your belongings.
Obtain insurance information from any removal business that you are considering working with (which you may be able to increase if necessary).
6. Clean and organize your previous residence.
If you are renting an apartment, you should determine if you or your landlord is responsible for the end-of-tenancy clean. If this is your duty, make the necessary arrangements well in advance of your relocation.
Consider the new tenants who will be moving in for a few seconds. Clean and defrost the freezer, identify all of the keys, and put down any instructions for things like the boiler.
7. Make preparations for the day of the relocation.
Make sure you bring an overnight bag. It's a good idea to have snacks on hand. Take note of which box contains the kettle, cups, tea bags, and toilet paper so that you don't get them mixed up.
Make sure your cell phone is fully charged before leaving the house and keep your charger with you throughout the day.
8. Make a change to your locks.
Hire a locksmith to replace the locks on your new property, ensuring that you have a unique set of keys. This will leave you feeling secure in knowing that you are the only one who has access to your home - it is a logical precaution to take in order to safeguard your family and valuables.
You may expect to spend between £60 and £120 for the lock and two keys, as well as around £60 for labour. If you have a high-end lock, such as a Banham lock, it might cost up to £300 to purchase.
So, here are some pointers to make your transition into your new house as painless as possible.
Thank you for the cheat sheet! It is quite helpful to have such while moving, as we can't remember about everything on our own. Moving checklist with the most important information is a priority!
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